Daily Challenges

Daily Challenge: Protect Your Child’s Credit.

You may have been contemplating what to do to protect your child in light of the Equifax breach.  You have options, but you definitely should consider doing something. The Goal The goal is to protect your minor children’s credit for their future.  The best way to accomplish this task depends on hard decisions you must make. What I Did My…

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Daily Challenges

Daily Challenge: Opt Out of Pre-Screened Offers.

Do you get a lot of prescreened offers like insurance solicitations, credit card offers, and other junk mail?  You can actually opt out of these with a quick and easy Internet form, something you should consider doing, particularly if you are concerned about having someone steal those offers and use them to set up credit in your name. The Goal The goal…

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Daily Challenges

Daily Challenge: Place a Fraud Alert with One Credit Reporting Company.

I’m still trying to complete steps to protect my family after the Equifax breach.  As of the time I wrote this post–I typically write these posts several days in advance–Transunion still hasn’t completed my credit freeze.  This article makes me think there is a reason. After reading that article, I decided to place a fraud alert in addition to the…

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Daily Challenges

Daily Challenge: Freeze Your Credit

Given the huge fall-out from the recent Equifax breach, you should be taking steps to protect your credit.  Today’s challenge is to freeze your credit in an attempt to keep unauthorized persons from running up debt in your name. Not everyone should freeze his or her credit right now.  If you are nearing the purchase of a new home or…

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Daily Challenges

Daily Challenge: Check All Your Financial Accounts

Update:  I suggested previously that you check your accounts dating back to May, when Equifax claimed the breach began.  Now Krebs on Security suggests the breach began sooner than Equifax has claimed.  Check back to the beginning of November 2016–and maybe before then–just in case.  Obviously, if you have been balancing your checkbook and checking and reconciling your accounts regularly as…

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Daily Challenges

Daily Challenge: Obtain Your Credit Report

The Equifax breach is ridiculous, isn’t it?  If you’re not worried, you should be.  Here are a few reasons why. First, Equifax’s system for checking who has been affected is highly flawed.  My husband’s cousin used the last name “Equifaxstinks” and 654321 as the last six digits of a Social Security number, yet she still received a notification that she…

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Daily Challenges

Daily Challenge: Migrate Files from Google Drive.

Sometimes, you have to stop what you’re doing and change course and handle something that really needs to be handled right then. As an example, a short time ago, I finally remembered to log in to register for the class action lawsuit against Harbor Freight.  Sadly, the window had closed just one day earlier.  I can’t blame anyone but myself.…

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Daily Challenges

Daily Challenge: Delete unneeded e-mails from spammy e-mailers.

If you’re anything like me, you love coupons, discounts, and sales. But don’t you hate the sometimes-daily e-mails that come from certain newsletters? Deleting e-mails from the spammiest offenders can clean out your inbox and make checking your e-mail a quicker task, saving you more time than you probably realize. The Goal The goal is to determine the e-mails that…

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Daily Challenges

Daily Challenge: Get Rid of Your Least Favorite Magazine.

When you don’t have the time or want-to to deal with them, magazines can pile up in a hurry. If you have a stack of unread magazines piled up, sorting through them or at least making the decision to discard them can be freeing and motivating and save you some space–and possibly even time and money should you make the decision to cancel the subscriptions.

Daily Challenges

Daily Challenge: Cancel Your Paid Subscriptions

Think of all the paid monthly or even yearly or quarterly subscriptions you currently hold. Maybe you just have Netflix and/or Hulu. Or perhaps you’re like a large number of households and have an Amazon Prime membership and even a subscription to Kindle Unlimited. If you have a young child as I do, you may even have acquired subscriptions to…

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