Do you get a lot of prescreened offers like insurance solicitations, credit card offers, and other junk mail? You can actually opt out of these with a quick and easy Internet form, something you should consider doing, particularly if you are concerned about having someone steal those offers and use them to set up credit in your name.
The goal is to remove those insurance solicitations and credit offers from your mailbox, both for security purposes and to reduce the amount of junk mail you receive.
What I Did
I completed the appropriate form at the Opt Out Prescreen web site. I chose to opt out of offer for just five years rather than permanently.
To opt out online, complete the following steps.
- As always, ensure your computer is up-to-date, and run your anti-virus and anti-malware program. You’ll be entering sensitive information, and you want to make sure your computer is updated and not infected.
- After you’ve received the messages that your computer is up-to-date and virus- and malware-free, visit www.optoutprescreen.com.
- Scroll to the bottom of the screen and click “Click Here to Opt-In or Opt-Out.”
- You’ll be taken to a form you can use to opt out. Click the radio button (circle) beside “Electronic Opt-Out for Five Years.” (Alternative, you can click “Permanent Opt-Out by Mail.”
- Click “Submit.”
- Verify your connection is secure by clicking on the padlock near or in your address bar.
- Complete the form on the page you are taken to.
- Click “Confirm” after you have completed the form and filled in the captcha.
- Print your confirmation page to a PDF. To do so, press the Control key and the letter P, then click on “Microsoft Print to PDF” as your printer. A suggestion: Save the file with the date, your initials, and a descriptive title. Mine is named 2017.06.03 BEB opt-out prescreen (date initials title). My husband’s is named 2017.06.03 JB opt-out prescreen.
- Complete a separate opt-out form for all adults in your household and for all addresses that you have, including post office boxes.
- Make a note on your calendar to opt out again in five years unless you did a permanent op-out. (Note: I have never tried a permanent opt-out, so your mileage may vary. From what I can tell, you can always opt in again should you decide you want credit and insurance offers.)
How Did You Do?
Did you do a five-year or permanent opt-out? Let me hear from you in the comments! In fact, please comment with the process and results if you try the permanent option!